Credit card Disclosure verification of debt not given enough info to verify debt
Blitt and Gaines, P.C. Debt collection department,
Credit card Disclosure verification of debt Not given enough info to verify debt Illinois
I was contacted by - - - and Blitt & Gaines law firms that were hired by - to collect a debt - claimed to have purcashed from - - -. They summons me to court and I stated I needed proof they were the legal owners of the debt. At no time I entered into any agreement with - - - - -. I requested the original signiture document showing proof of the purchase from the bank. They never provided it to me. It is my belief that - - - - - violated my rights in accordnace with TILA. I was not given notice in writing as to the assignment made on the alleged debt or that - - - - - was considered assignee.I do not have a contract with - - - - -. I also believe - - I is in violation of the Fair Debt Collection Practices Act. They reported on my credit report I was in collections ahead of the case ever being settled in court. The Judge handling the case asked the law firms to produce the documents but they never did. The judge told me it did not matter because I owe the money to someone and even if they did not produce the documents on the next court date he would make a decision for me to pay - - - - - the debt. I even tried to work out the debt amount with them since I was being forced to pay it and - said they did not have a plan in place to reduce the - I owed them. So I was forced to start paying them.
Blitt and Gaines, P.C. customer in Illinois
Oct 27, 2015
* Source: CFPB Complaint Database
Blitt and Gaines, P.C. response to complaint:
Closed with explanation
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