Kimball, Tirey & St. John LLP Debt Collection Complaint

Kimball, Tirey & St. John LLP Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Not disclosed as an attempt to collect California

I called Kimball & Tierey in response to a letter to collect a debt. I was previously being garnished. I no longer work at the place I was garnished at but I did not want this debt on my credit history so I called to setup a payment. The following conversation occurred : I was not given a disclosure of the attempt to collect a debt. I called the line and spoke to a receptionist who then transferred me to an associate by the name of -. Me : I would like to re-establish payments for my debt I was previously garnished on. - :


Me : *verifies the information* I want to setup a voluntary payment '' - : `` Ok, what are you looking to pay? Me : Well right now I can definitely pay $30.00. - : You can go ahead and submit a check or mail payments to us but $30.00 a month would not be recognized as a formal payment that you could pay online. So if you send in whatever you can afford we can credit your account, we ca n't give you a receipt but if you do not set up a formal payment of no less than $100.00 we can pursue informal collection. Me : So let me see if I understand, I am trying to make good faith payments you 'll accept them but if it 's not $100.00 or more you will pursue garnishment if I get a new job? - : Yes, you will be garnished. Sorry, just being honest. $100.00 is our base formal payment. Me : ok, thanks. Just wanted to clarify. Goodbye. Also, this debt is no longer reported on my credit history. It 's been 10 years and believe it 's beyond its statute of limitations.