Bay Equity Mortgage Complaint

Bay Equity Mortgage department,

FHA mortgage Credit decision / Underwriting Texas

On - - 2015, I filled out an application w/Bay Equity, LLC to refinance my home. On - - 2015, I paid $490.00 to have my home appraised per Bay Equity, LLC instructions. The Lender notified me on - - 2015 that they had underwriter 's approval for my loan. Then, I was scheduled for 'closing ' on - - 2015. During the 'closing ' I talked to Bay Equity personnel 3 times at numbers : - & - ; while in the process of signing all relevant documents. At no time during this process did Bay Equity personnel cite any derogatory complaints concerning the funding of my loan. As of - - 2015, I have not received any official documentation from Bay Equity : As to why my loan did not fund? So I have made several attempts ( phone : - ) ; ( email : -- & -- ) ; & ( certified mail : Bay Equity Home Loans, LLC, - - -, - -, - -, CA - ), to inquire without response. I initiated this action after recently ( via Internet ) becoming aware that under Federal Law, Bay Equity, LLC fail to notify me ( in writing ) in 60 days of my 'rights ' under the Equal Credit Opportunity Act after my loan # - was disapproved without warning. End of Statement