ACS Education Services Student Loan Complaint

Non-federal student loan Dealing with my lender or servicer

ACS Education Services Student loan department,

Non-federal student loan Dealing with my lender or servicer Alabama

I spoke to a collection agent for ACS on - -. I informed the agent that I could my make my payments at their current amount. He informed me that, due to using 6 months forbearance in this calendar year - it started in - of -, but they have my application date as - - ) I was ineligible. I asked if there were any hardship programs or reduced payments available. He put me on hold, came back a few minutes later, and said that they could apply forebearance to my account, starting now and running through - -. He went took more personal information and went through scripting asking if I still intended to repay the debt at the end of forebearance. I answered in the affirmative and he assured me the matter was resolved. I received a call again today, - -, telling me my account was still past due, and that I was ineligible for forbearance of any kind. The agent told me that a supervisor had spoken to me last time, and that she was sorry for his mistake. I thanked her for her help, but informed her of my dissatisfaction and told her I intended to file a formal complaint.

ACS Education Services customer in Alabama
Oct 15, 2015

* Source: CFPB Complaint Database

ACS Education Services response to complaint:
Closed with explanation

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