Bank of America Credit Card Complaint

Bank of America Credit card department,

Privacy California

CFBPI have - Bank of America Credit cards linked to my checking account. In -/-/- Bank of America ( I will use BofA as abbreviation ) sent me aLetter stating that I filed for Bankruptcy and they closed my accounts. I never filed BK and had no intention to file. I called them and disputed this and Bof A reopened my accounts around -/-/-. -/-/- BofA started auto dialing and text messaging me. I sent them a letter to stop doing this as it makes me have charges. They continued anyways. I also filed a privacy request with BofA to not share my information. BofA shared my personal credit information with their affiliates anyways. BofA has run my credit report - times since -/-/- a couple were on the same day. I did not give Bank of America any authorization to make credit requests on my behalf. Around -/-/- Bof A closed my accounts again. I called them and disputed the closing of my accounts and they reopened. They did not tell me they were running my credit as new inquiries. On - BofA started making calls to me from blocked numbers. They use outsourced people from - and the


-/-/- about - letters they mailed to me stating they were denying my request '' I made no request of BofA. After several calls BofA now states they will take the hard credit inquiries off my credit profile which were unauthorized as they know I did not ask for new credit. BofA harms my credit score with all these inquiries, reporting me as closed accounts by the bank, and erroneous reports of 30 days late. I want to make a formal complaint about BofA 's unfair business practices and failure to follow privacy laws, fair credit laws, they lie and cause hardship to consumers and customers