Sa-Vit Enterprises, Inc. Debt Collection Complaint

Sa-Vit Enterprises, Inc. Debt collection department,

Medical Communication tactics Frequent or repeated calls New York

On -/-/- my husband was rushed into -. He was seen by several doctors. The neurologist who saw him did not participate in our plan, -. We were never informed of this. - years later I received a bill from - - - - for $180.00. I fought this bill because I told them they should have told me that they did n't participate in my plan, I should n't get a dr. bill for an emergency room visit. I told them I would not pay this bill, They then sent the debt collection to Sa-Vit Collection Agency, -. - -, - -, - - ( - ). Sa-Vit called my house every day, they threatened to report this debt on our credit report and demanded payment daily. I had to start screening my calls, as their agents were aggressive and harassing, especially when my children answered. In -/-/-, we refinanced my home mortgage, where we were horrified to find that my husband 's credit score had dropped into a level that would not permit us to conduct the refinance. I contacted Sa-Vit Collection Agency and tried to explain that the bill was not appropriate. The offered to reduce the $750.00 collection down to $500.00, which I paid under protest, by credit card in order to refinance my home. I have a bill from the Dr. 's office charging me $180.00, how is it possible for Sa-Vit Collection Agency to charge $750.00 on a $180.00 actual debt? How is it possible for this collection agency to be abusive and harassing to me and my family? They overcharged a debt, harassed my family and collected more than was owed on a debt that was in dispute from day and they marked my husband 's credit score which hindered our refinancing of our home.