Real Time Resolutions Mortgage Complaint

Other mortgage Credit decision / Underwriting

Real Time Resolutions Mortgage department,

Other mortgage Credit decision / Underwriting California

A - in line debt collector has categorized an installment loan ( originated as Exhibit B - Unsecured Promissory Note on the last day of closing a - - - ( - ) short sale of real property, - - -, - - CA -, -/-/- - and that exhibit may really not have signatures nor been notarized at that time ) as a current -/-/- late pay mortgage on my credit reports. This has caused me to not receive approval for completing a mortgage loan-- and - -, and caused denial for me to rent another home - due to 'adverse impact ' on my credit check by - - - - in the attempt to rent. I have consulted with an attorney, last week -. I know the debt is old - however offered an amount, that I was originally told in -/-/-, that would be the amount wanted by - - to this debt collector - Real Time Resolutions ( RTR ) - which is really a 'strong-arm enforcer ' of - - I think. On prior credit reports, the - - debt collector - - - -, - listed this debt correctly - as an Installment Loan. Now RTR calls it a 'current late pay mortgage loan. ' I hope these - credit bureaus - -which I have filed disputes with in - and -/-/- - will correct the category of this debt on their reports. They ( - and - ) denied my disputes and basically have said - whatever RTR said is the truth - and that I am the bad, bad person. I want resolution and corrections - and to be able to move forward with my life. I have docs to attach.

Real Time Resolutions customer in California
Sep 06, 2015

* Source: CFPB Complaint Database

Real Time Resolutions response to complaint:
Closed with explanation

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