Wells Fargo Mortgage Complaint

Wells Fargo Mortgage department,

Home equity loan or line of credit Loan modification,collection,foreclosure Colorado

I purchased a tri-plex in -. My first mortgage is with - Mortgage and is in good standing. I have less than $7000.00 left on this loan so I should be done with payments in -. I took out a second ( home equity line of credit ) on the property of $200000.00 in - with Wells Fargo to help with expenses at my restaurant. When I closed the restaurant in -, I got a one-year modification from Wells Fargo, reducing the payment in half. After the year was up, I was still unable to pay the full payment of $1400.00 and re-applied for another modification with Wells Fargo which was denied. So I just continued to pay the original modification amount of $710.00. Wells Fargo accepted these monthly payments for the next seven years. I got a couple of letters from them regarding my delinquency and bankruptcy in - and - but they still continued to take my payments. I got paperwork the other day for the beginning foreclosure process. My complaint is, why did Wells Fargo continue to accept the partial payments for seven years knowing that they were going to forclose on the property?