Bank of the West Debt Collection Complaint

Bank of the West Debt collection department,

Cont'd attempts collect debt not owed Debt is not mine California

My ex husband purchased a boat, but it was done as a joint loan acount in - when we were still married. We divorced in - and divorce papers stipulate ex husband was keeping the boat and the loan attached to it. I moved and had no possession of or contact with the boat again. However, his credit was not good enough and he was unable to ever refinance it into his name and remove my name from the loan. He then stopped paying on the boat loan with Bank of the West and had the boat repossessed by them. They sold the boat to someone else but at a loss over how much the exhusband still owed. They then listed the amount of their loss on my credit report as a derogatory account and amount still owed them. The ex husband then filed bankruptcy and had it removed/discharged from his record. However, they then sent ME to collections for their lost money ( over a boat I never had ). The collections information is below, - from Bank of the West. I received a letter from - and I sent them in copies of my divorce papers showing the


do not want to have to file bankruptcy over a collection item that clearly does not belong to me.They repossessed the boat and got their property back. They discharged the debt in court when the Ex filed bankruptcy on it. There is absolutely no reason their loss '' should still be causing me credit problems - years later. - -BANK OF THE WEST-, - $ - DetailsLast Reported - -, - Agency - -Original Creditor BANK OF THE WESTStatus OpenOpened Date - -, - Date - Responsibility Individual Account. Balance $ - Balance $ - Consumer disputes this account information