CMRE Financial Services, Inc. Debt Collection Complaint

CMRE Financial Services, Inc. Debt collection department,

Medical Disclosure verification of debt Not given enough info to verify debt California

CMRE Financial Services is, apparently, a collection agency. I received medical services and my insurance was billed. I received a bill for $100.00 but knew that I was covered for it by insurance. I called the medical provider and they said to just wait, the insurance had been billed. The was the last I heard of it. I assumed that the medical provider had been paid as I never received another bill from them. Sometime later, ( 1 year or more ) I received a bill from CMRE for the same $100.00. I called and asked what it was about. They said that insurance had not paid and I was liable. They NEVER said that they were a collection agency. I thought they were a biller for the medical provider. I still believed that my insurance should have paid the $100.00, but felt that it would be faster & easier to just pay it. I did not want any derogatory information to appear on my credit report. Now, another year has passed, and it seems CMRE was/is a collection agency and the payment has affected my credit. I would never have just paid it, if I knew that. I would have gone directly to the medical provider and hashed it out with them and my insurance company. In short, I should not have a collection '' account on my credit report as I was tricked into paying them in lieu of fighting the charge with the medical provider.