RBS Citizens Bank Account Or Service Complaint

Checking account Account opening, closing, or management

RBS Citizens Bank account or service department,

Checking account Account opening, closing, or management New York

We moved to a new neighborhood and got a letter from Citizens Bank offering a - dollars direct deposit checking account bonus if we make another any deposit within 45 days after the first opening deposition. I went in to a local branch. A rep there helped me to open an account, and enrolled me with an overdraft insurance ( - bucks ) without even telling me, and charged - dollars maintanence fee each month since I did not deposit enough money the - time.Ane he gave me - dollars for opening that account. And then I went in a few days later to deposit enough money so I could be waived for - bucks for maintanence. The rep promised me to credit me back that - bucks, and the - bucks after I told him I do n't want that. After a few months, I checked my account, and found the - total bucks were never credited back to me. I called the rep, he promised to refund me again. Again after a couple of month, I contacted him the - time. He promised to do it again. As of today, it has been more than 7 months after


credited me that - bucks he should have never charged. But he did not give me that - bucks. The reason he gave me is following after he talked to someone on the phone : The - dollars opening bonus he gave me cancelled out my - bucks bonus!! I said why do n't you cancel that - bonus and let me have the - bonus then. He said that is a done deal and he can not change it. I clearly showed him the - bonus certificate when I went to open that account!!! I guess that is how citizens bank honor their opening bonus. A very disappointing experience from me.I almost lost - bucks instead of getting -. What a joke.

RBS Citizens customer in New York
Jun 26, 2015

* Source: CFPB Complaint Database

RBS Citizens response to complaint:
Closed with monetary relief

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