Delta Management Associates, Inc. Debt Collection Complaint

Delta Management Associates, Inc. Debt collection department,

Federal student loan Cont'd attempts collect debt not owed Debt was paid Massachusetts

- Debt collection agency called my work office, which I have not shared with any of my loan institutions. Coworker took the message, and they would not disclose who they were or for what reason they were calling. - Call began by asking for my date of birth and full Social Security number without specifying : a ) who the caller was ; b ) what they wanted ; or c ) why they needed this information. - Refused to speak with me without the aforementioned identification information. - Representative informed me that I was being contacted by a debt collector, Delta Management Associates , Inc., and that they worked for the US Department of Education. - Representative stated that my federal student loans had defaulted, cited an amount I believe to be greater than the amount I had taken out. - Asked if I could pay the loans back in the full amount today ( nearly $42000.00 ). Asked if paying $35000.00 was more amiable. - Offered to sign me up for a


weeks of signed pay stubs or a signed - for the current calendar year. - I had consolidated my loans in the past and am currently paid up. Informed the representative 's supervisor that I would need to confer with my cosigner to ensure that the claims they made were true. Supervisor informed me that these loans are not cosignable, '' so the point would be moot. She then told me that if I did n't respond then there would be certain involuntary actions '' taken ( eg. wage garnishment ) and asked that I respond within the next 24 hours.