LTD Financial Services, L.P. Debt Collection Complaint

LTD Financial Services, L.P. Debt collection department,

Credit card Disclosure verification of debt Not given enough info to verify debt Texas

on the week of - - 2015. I received a Debt settlement offer '' dated - -, 2015 '' from LTD Financial services for a debt in the amount $1500.00. I did not recognize this debt as mine so I attempted to called LTD financial services to inquire about this alleged debt. I asked the phone representative to verify the social security number on the account. I gave him the last - numbers of my social and he said that it did not match the number that they had on file for the debt. I asked him if they could then remove the fraudulently assigned debt from my credit report. the representative stated that I


- '' by this person and the representative implied that someone would visit my home to collect on the debt if I did not pay. after this phone call I sent a FDCPA verification letter to LTD requesting verification of the alleged debt which is currently fraudulently assigned to me ( LTD REF # : - - ) on the - of -, 2015 via certified USPS mail with return receipt. on the - of - I received the delivery receipt from USPS confirming that someone from LTD signed for, and received my verification letter. on - - In response to my request for verification under the FDCPA I received another settlement offer letter from LTD. on the - of - I mailed another letter to LTD reminding them of my verification request and urging them to fulfill their legal obligations under state and federal law. to date I have not received any form of verification of this alleged debt from LTD financial services. I believe that LTD has willfully fraudulently assigned this debt to me. this debt is affecting my ability to refinance my mortgage. the CFPBs mediation in this matter is requested.