Quicken Loans Mortgage department,
Other mortgage Application, originator, mortgage broker Arizona
I set up an account on - to find a lender to purchase my first home. - provided a small number of lenders that offered low interest rate that were generated from a soft inquiry of my credit report. Quicken Loans contacted me to see if i would be interest in using them as my lender of choice. I told - - the representative that i was using a down-payment i was granted by - - of $15000.00 and was only! looking for a lender that accepted the grant ... and I only! wanted to know if Quicken loans was compatible and accepted this grant. he was unsure and stated he would check and get back to me but that he would also set up an online account for me to view other programs that they offer for first time buyers. he confirmed the last - of my ssn to confirm my identity which he had from the - lead. next day i check my - account and i have a hard hit from quicken loans.. i was never inform nor did i authorize for them to run a report i only wanted information on them being able to accept the - grant . i left an voicemail with the supervisor - immediately. - called and left a voicemail apologizing and said he reviewed the call recording and i was in fact correct that i was not informed and i did not authorize the report to be drawn.. and that they take this very seriously and will contact the bureau to dispute the report screen since it effected my score lowering it significantly! next day an exceutive of quicken loans calls me to say he reviewed the call and that they will not dispute the inquiry and that it was justified ... even after the supervisor who reviewed the recorded call said it was in fact faulted..
Quicken Loans customer in Arizona
May 27, 2015
* Source: CFPB Complaint Database
Quicken Loans response to complaint:
Closed with explanation
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