Bank of America Credit Card Complaint

Bank of America Credit card department,

Credit determination New York

I have received multiple invitations to apply for a credit card through AAA - - - New York Visa Signature. The review was performed by Bank of America. I received a decline notification in the mail stating they were unable to approve my request because I had a current or past delinquency on my account ( - ) with BOA or their affiliates. I was stunned and immediately pulled a free copy of my credit report from -. - was used by BOA to assess my credit worthiness. After pulling my report, my report confirmed NO POTENTIAL NEGATIVE and I had - ACCOUNTS IN GOOD STANDING. I also reviewed every single account status on my - page - Credit Report which again confirmed for each account listed : PAID CLOSED NEVER LATE or OPEN NEVER LATE. I even assessed the payment history listed for each account on my report which again did n't show anything derogatory. I attached a copy of the decline notification I received from BOA along with my report summary from - confirming - Potentially Negative ''. I am honestly insulted and concerned by BOA actions.