Bank of America Mortgage Complaint

Bank of America Mortgage department,

VA mortgage Application, originator, mortgage broker Georgia

According to - the United States of America Securities and Exchange Commission between - - and - days thereof there was a merger of - Mortgage - - and - - Bank -. Also in - and - of - when - - - took over - - mortgage thenceforth they all used the practice of fraudulent means in securitizing the loan. We have been fighting now for - years just to be heard. Here is list of things I found out in my case but because of lack of income we were force at times to accept whatever help was available. Now since - of - back dating of assignments are being recorded therefore A clouded title has been created and now we are being forced into a foreclosure of our property through illegal means by the members of - super banks evidence of movement and missing assignments etc. We conclude that - - Bank is the Master Servicer involved in the transaction of our loan origination as the dates was change and that our original loan was a repurchase We have also concluded that there is fraudulent activity between all parties involved with our loan, this also includes


- in this well designed package of laundering the funds .Be advised that we dispute the validity of this debt and a great portion thereof. We are exercising our rights as consumers to request verification of all assignment, and the acknowledgement of who - - - is as the agent of MERS that was involved with the FDIC insurance paid out on loan.An - Known that these entities share in a very elaborate scheme of theft.Banks committing fraud upon the courts by stating they are the Holder and Owner of the Note- when in fact -they do not own or hold the original '' tangible Note. Creating fictitious documents - Assignments, Affidavits, and Power Attorney etc - Request homeowners to submit and resubmit loan mod paperwork multiple times that pays the bank $1500.00 each time. Falsely claiming legal standing by use of names such as Trustee, Assignee, Nominee, Beneficiary, etc.Using fraud, false statements and evidence to invoke the jurisdiction of the court ; Preying on the ignorance of the court and homeowner ; Deceptively convincing borrowers to agree to unfair and abusive loan terms or systematically violating those terms in ways that make it difficult for the borrower to defend against ; Took out forced-placed insurance on property they did not own Altering/modifying loan terms without the legal authority to do so ; Falsely claiming Pooling & Servicing Agreements, industry standards, rules, guidelines or other industry-authored writings supersede the law ; Failing to follow -, SEC and regulatory guidelines ; Using fraudulent means to obtain AAA-ratings on - loans '' ; Robo-Signing legal documents without review or the legal authority to do so ; Feloniously claim - tax-exempt status ; Falsely claimed tangible Notes were transferred to the Trusts ; Participate in the active concealment of origination fraud ; Converted paper Notes to digital images with no law to support it ; Destroyed original Notes to, cover-up origination fraud ; Backdating legal documents ; Filing forged/faked documents in courts and public land records ; Ignoring customer complaints and qualified written requests '' ; Embezzlement ; Racketeering - - ; Creating additional false deficiencies through a variety of questionable practices ; Grand Theft ; Tax Fraud ( - ) ; Money Laundering ; - - ; - - ; Statute of Frauds Constitutional and Civil Right violations and Theft of Government Services.