Crown Asset Management, LLC Debt Collection Complaint

Crown Asset Management, LLC Debt collection department,

Credit card False statements or representation Attempted to collect wrong amount Nebraska

The debt collection agency - - - -, - - - -, - - -, - -, IL - sent a 'dunning ' letter to consumer dated - -, 2015. The envelope was postmarked - -, 2015 and consumer received it - - 2015 which violates the - - - - day timeline consumer is allowed to respond to dunning letter. This is a practice synonymous with 'false, deceptive, misleading misrepresentation ' as it violates the Fair Debt Collection Practices Act ( FDCPA '' ), 15 U.S.C. Section 1692e. Many debt collectors are adopting this practice as a way to cause consumer a lack-in-time to respond within 30 days and utilizing the timely manner set out by the FDCPA. Not all consumer 's have access to a fax machine. This Consumer takes issue with other factors of the 'dunning ' letter in regards to the fact consumer does not owe - - - - ( or any entity acting on behalf of - - - - ) a debt. Consumer disputes owing - - - - a debt based on the FACT


or fiduciary obligation under federal law that requires payment to third-party debt collectors. Furthermore, Consumer 's sole ( permanent ) income is Social Security - income which is federally protected income under Section 207 [ 42 U.S.C. 407 ] ( a ) of the Social Security Act ; ( SSA ). Consumer is head-of-household and possesses NO property of value. Consumer 's federally protected income presents a 'genuine issue of material fact '', which will result in a frivolous lawsuit if pursued. Consumer filed this complaint as a means of formal documentation that consumer will tender '' as evidence in a court proceeding if - - - - chooses to adopt their own agenda and pursue this matter further. Consumer wishes all communication ( mail/telephone/attempted collection ) cease upon notification of this debt dispute reported in this venue. Consumer has added a complaint lodged by another consumer who experienced 'unjust enrichment and extortion ' levied against them when interacting with - - - -. Consumer of this complaint will not engage in contact with - - - - based on violations of the FDCPA, false misleading contact by - - - -. If - makes any attempt to contact consumer on ANY level consumer will file a federal and state lawsuit against - - - - and present documentation to support consumer 's position in this matter. Consumer thanks CFPB for having this venue as documentation. It is greatly appreciated!