GE Capital Retail Credit card department,
On -/-/2015 on my Amazon Store had promotional balance pay off of -. However the month prior had a promotional balance pay off of $390.00. but I paid - a difference of $90.00. My regular purchase amount on this statement was $200.00 which is being paid only if there is anything left over after the promotional balance. I had $150.00 worth of promotion balance due for pay off on -/-/2015. Since I had the $90.00 credit I paid $70.00 on -/-/2015. Which left $9.00 to be credited to anything upcoming promotional balances. On -/-/2015 I called in because there were errors on my account and I was credited a total of $19.00. My statement closes on the - of every month and therefore the $19.00 was not reflected on my -/-/2015 statement. And the $9.00 was not applied to my account. Today I called in and asked for an explanation of why my payments are being missed applied. I was told that when I make a payment over the promotional pay off amount. The extra amount is applied throughout my account and not to the next expiring promotional balance. I have been told by the Supervisor - that if I want my payment applied to my promotional balance I would have to call in every month and instruct them to do so. Of which I have not had to do in the past. Since Amazon is stating that my promotional of - expired on -/-/2015 because I only made a $70.00 payment on -/-/2015, but I had a credit of $90.00 prior to the $84.00 due on -/-/2015. Amazon is applying my payment as they please. Instead of paying off the next promotional balance they apply only minimum amounts to each open balance.
GE Capital Retail customer in Oklahoma
May 13, 2015
* Source: CFPB Complaint Database
GE Capital Retail response to complaint:
Closed with monetary relief
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | https://www.synchronyfinancial.com/ |
Phone | 866-419-4096 |
Address | 950 Forrer Blvd Kettering, OH 45420 |
GE Capital Retail | |
GE Capital Retail |
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