Cottonwood Financial Ltd. Payday Loan Complaint

Cottonwood Financial Ltd. Payday loan department,

Can't contact lender Utah

A phone message was received by several people on my phone contact list stating that I have a complaint filed against me and they should contact this number '' immediately. I have no idea how they had access to my phone contact list as the people who received the message where never listed on any form or application by me. When I contacted the number the man said - - ''. When I asked what they do he avoided all questions. Continually stating I am in dire straights and must pay a certain amount immediately to avoid charges of fraud ''. He has demanded this money immediately and I refused. He then said I ca n't protest you if you do n't pay. '' I told him if I owe money I will contact the company I owe myself but refuse to send him money. I am so embarrassed that my contacts have received this message. The - - man refused to answer why their company has my private phone number list and why they are contacting people on that list.