Transworld Systems Inc. Student Loan Complaint

Transworld Systems Inc. Student loan department,

Non-federal student loan Can't repay my loan North Carolina

Hello, I have a private loan with - - -. I defaulted on my loan and I was n't able to pay because of unemployment. They sent my debt to collections were I was making $40.00 a month payments. Then they sent it to another collections agency and now it is with - - -. They sent me a letter in mail saying pay in full. But I 'm still not working and have - money in bank they only thing I can afford is $15.00 a month until I 'm employed and I 'm more than willing to make higher payments. My father co sign but I 'm responsible for the loan he is n't working either and have medical bills because he had - and had to have surgery last year. He had a total of - surgeries in - months the most recent in - 2015. When he cosign he had no idea I would n't be working and could n't pay. Every month - - - keep sending loan to different law offices. So I 'm responsible and just need to make monthly payment plans or a rehabilitation program that I was n't offered by original loan.