Blitt and Gaines, P.C. Debt Collection Complaint

Blitt and Gaines, P.C. Debt collection department,

Non-federal student loan Improper contact or sharing of info Contacted me instead of my attorney Illinois

Starting - - I filed Chapter - bankruptcy for reasons of too many bills and not enough money coming in. In the bankruptcy was my private student loan through - - - - By the bankruptcy laws of -, the loan can not be discharged through the process anymore. On the other hand, the loan is suspended for the duration of the bankruptcy agreement which means I do not have to pay any money towards the student loan with no consequences. After my bankruptcy is discharged, the repayment of the loan is started again. Now I was discharged - of -. In late - of - I was contacted by a company called - - - . The company is a debt collection agency representing - - -. - they did n't offer to prove that the loan is mine and if the amount that they claim that I owe is even correct. We did though come to an agreement for me to pay - - and - dollars every other Friday, which means in a years time I would be one month ahead of scheduled payments. On -/-/- I made the - full payment of - dollars. - weeks


to start voluntarily start paying on my - - - -. I told them that I am already repaying my loan with another company ( - - - ). After they contacted me, I turned around and contacted - system. They told me everything is fine and im still on schedule to keep making scheduled payments every other week. After that was all said and done I did n't think anything of the situation. - weeks and went by and it was -/-/-. I checked my account to see if the payment of - dollars has been withdrew from my account. It turns out that the payment was not taken from me. I look closer and find that two weeks before this time on -/-/- that the payment was n't accepted then either. I contact - systems to find out why the payment was n't received. They tell me that the account has been closed and I have to call this particular number. I call the number which is for the national collegiate trust people. - now tells me that I have to contact Blitt and Gaines Law firm. I contacted them and now they wanted me to pay more a month that was already agreed upon with the other Company -. I told them that I could n't afford the payment of - dollars a month. It was already hard enough to pay - dollars a month as it was. Through all of this not once have I received any kind of paper work or any information of why the account has changed hands especially since there was an original agreement with the original company to repay the loan at - every other week until paid in full at 4 % interest. I do n't even know if Blitt and Gaines or - system inc is even a reputable company but they are expecting me to give them a lot of money without prove of any kind that the amount is correct or not and if it even is my loan. I also have obtained a lawyer to handle all of my issues with this debt collection. They have not once responded to his request for information. They do on the other hand keep contacting me instead of him which I know is a violation of my rights. Since this has started with the changing of people they have put a collections on my credit report in which it is causing me financial ruin especially since the reason of bankruptcy is to get back on track with my finances and my credit report. As of right now Im back where I started - years ago. My agreement of repayment has been changed unlawfully without my knowledge. They also want a higher settlement when I owe less money