MidCountry Financial Corp. Complaint

MidCountry Financial Corp. Bank account or service department,

Other bank product/service Making/receiving payments, sending money Texas

There are several issues : ( - ) The creditor has reported Balance and Past Due on the account of $1600.00 every month since -/-/-, but it turns out the actual Balance and Past Due amounts were $2600.00 as of -/-/- ( - - The account was charged off in about -/-/-, but duplicate charge off codes were reported every month ever since. The duplicate charge of status codes are the reason I was denied a student loan on -/-/- ( account looks like it is very recently charged off ), and I believe this qualifies as credit report poisoning. ( - ) I settled the account in full on -/-/-. On -/-/- I called Pioneer, and they said And you said you want a paid letter? ,

I 'm going to get it going, you will get it today, okay? '' ( by email ), but I never received the requested Settled-in-Full letter from Pioneer as promised. On -/-/-, I have disputed the inaccurate information on my - credit report, and on -/-/-, Pioneer has reported all inaccurate information as verified. In particular, on -/-/-, Pioneer reported the account as Charged Off ( correct status Settled-in-Full ), Balance Amount $1600.00 ( old correct balance $2600.00, correct balance as of -/-/- $0.00 ), and Amount Past Due $1600.00 ( old correct amount past due $2600.00, correct amount past due as of -/-/- $0.00 ). Thus, Pioneer has explicitly and intentionally provided false information on -/-/- in response to my dispute. ( - ) Furthermore, I believe that the account had been closed when it was charged off in about -/-/-, but it continues to be reported as open.