Legal Recovery Law Offices, Inc Credit Card Complaint

Legal Recovery Law Offices, Inc Credit card department,

California

I am a permanently - - year old man. -. I have been in and out of hospitals for 8 years, - lost my house, and lived in a friend 's garage. I have survived on my $ 1800/mos - ( which I am trying work my way off of ). I am trying to correct/negotiate items on my credit report. I have had good success at settling most accounts. However, Legal Recovery Offices ( LRO ) at - - - -, - -, CA has been unscrupulous and told me tough luck. I had originally contacted - - ( account number ******************* ) credit card. I contacted - - and spoke to - at - ( ext - ) who advised I ask LRO to return the account to - -. LRO said no. They garnished my government benefit account funds. I filed a claim of exemption which was granted ( - Court of California case number - ). During that process - - - - - - - advised me that the proof of service represented to the court when the granted a judgement was returned. I was not served and had no chance to defend myself. - I am trying to correct my credit, which was always high. The cruel words from LRO attorney - - that he did n't care '' were shocking and inhumane. I seek the same treatment from LRO as the other creditors I 've been working with. They refuse to discuss a payment plan and, as - - said, expect to collect every penny of my original debt plus the near - fees and interest they have added on. He hung up on me. I did n't choose to get so sick and lost everything, house, savings, etc. Please advise me how to deal with this cruel unscrupulous company. Thanks for your valuable time.