SunTrust Bank Debt Collection Complaint

Cont'd attempts collect debt not owed debt was paid

SunTrust Bank Debt collection department,

Cont'd attempts collect debt not owed Debt was paid North Carolina

This is Part - of case number -.SunTrust has cancelled the subordinate DOT on - - -, thanks to you all. However, they sold my property at -. They keep on passing it around amongst themselves. I am sending copies of the original deed to prove that the land was never financed or signed off to anyone by me and that it was given to me by my mother. The loan ( $38000.00 ) that SunTrust alleged that I borrowed never happened. I tried to tell them that during their merger with - some papers got mixed up. Thank God that its been almost 15 yrs and I am still holding on. The letter that SunTrust wrote dated - -, - is fabricated. On - -, - we did n't have a primary residence and the $37000.00 was part of the original construction loan of $140000.00. I 've never been a landlord nor have I ever owned rental property. The $37000.00 was paid off whenever - - took over the construction loan. I sent you a copy of the Cancelled DOT in my - complaint. How could they refinance something that was paid off? Where did the commercial loan come


acres - but it was my mom 's and she passed it on to me to have to keep her financially secure if I needed to. My mom passed - -, -. I would n't sell that land for anything. SunTrust kept threatening me over and over again about signing a new note. The note that I signed in person were in the amount of $37000.00 and I never seen this - for the $38000.00 until later. I told the Bank that I never signed a note stating that I borrowed that money for rental or renovation properties. This has been a nightmare ever since those banks merged. I never had a proper closing, my attorney died, my builder had to move on to another job out of town, the company that sold the house filed Chapter - and we had to apply to - County for a Certificate Of Occupancy to move in our new home. We were homeless and nobody seemed to care. I did n't know about real-estate loan but I do now. I hope that everyone can understand that this was - big mistake. I only signed for the $37000.00 loan. Everything I have said it the truth. I have repeated this over and over. Please have SunTrust to give me back my mom 's keepsake and our monies back. We are in the process of refinancing our mortgage loan to a fixed rate now because the subordinate loan was removed. Again, thanks a - times for listening to me. I have more papers if you need them. I have been collecting them over the years. I am sending a list of the checks I 've paid to SunTrust over the years. I had to stop paying them so that I could get some help or at least get someone to respond to me. It has cost me hard ache, pain and financial hardship but I got to someone who will hear my plea. Again, thank you all very much for everything that 's been done so far.

SunTrust Bank customer in North Carolina
Apr 06, 2015

* Source: CFPB Complaint Database

SunTrust Bank response to complaint:
Closed with explanation

Consumer disputes how SunTrust Bank handled their complaint

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