Prospect Mortgage Credit Decision / Underwriting Complaints

Review and analysis of over 9 complaints against Prospect Mortgage

Prospect Mortgage consumers have reported over 9 official complaints related to Credit decision / Underwriting. Out of the 9 consumer complaints against Prospect Mortgage, 56% were disputed by the consumer (i.e. the consumer was not happy with how Prospect Mortgage responded to their complaint) and 78% were processed in a timely manner. 11% of consumer complaints against Prospect Mortgage resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Credit Decision / Underwriting Consumer Complaints


Prospect Mortgage Mortgage credit decision / underwriting

March 15, 2016 - Told I was eligible for a FHA loan only to be denied on the last day. I contact prospect mortgage to obtain a FHA rehab loan on a property I wanted to purchase at - - - - - GA. I was assigned - - as my lender and he obtained a credit report sometime in or around late - - early - -. I was pre-approved and told I qualified for an FHA loan and was told the process involved, which included hiring an FHA consultant for this type of loan. The consultants fee is based on the size of the renovation project. In this case the FHA consultant - - - - was hir...

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