Guaranteed Rate Credit Decision / Underwriting Complaints

Review and analysis of over 5 complaints against Guaranteed Rate

Guaranteed Rate consumers have reported over 5 official complaints related to Credit decision / Underwriting. Out of the 5 consumer complaints against Guaranteed Rate, 20% were disputed by the consumer (i.e. the consumer was not happy with how Guaranteed Rate responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Guaranteed Rate resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Credit Decision / Underwriting Consumer Complaints


Guaranteed Rate Mortgage credit decision / underwriting

April 24, 2015 - Applied for a refinance with Guaranteed Rate back the beginning of - 2014. When a condition was asked for, it was provided quickly. Conditions were asked for numerous times. I had been told that my file had gone through at least - U/W 's. I had applied for a loan amount of $50000.00, and was asked after application docs and required employment docs had been sent, if I wanted to up it to $75000.00, and I said sure! I had assumed that since I was asked that, everything was reviewed, and we had room to go higher. After many emails, stating we were ready to close, there would always be s...

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