GE Capital Retail Credit Determination Complaints

Review and analysis of over 260 complaints against GE Capital Retail

GE Capital Retail consumers have reported over 260 official complaints related to Credit determination. Out of the 260 consumer complaints against GE Capital Retail, 16% were disputed by the consumer (i.e. the consumer was not happy with how GE Capital Retail responded to their complaint) and 100% were processed in a timely manner. 2% of consumer complaints against GE Capital Retail resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 10% resulted in non-monetary compensation.

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop harassing phone calls, know your rights and what you can do to stop them

Stop Calls

New Credit Determination Consumer Complaints


GE Capital Retail Credit card credit determination

June 27, 2015 - I applied for the Gap Visa card and was declined after they told me that I wasapproved at first and so they lied to me this is not right as a bank they shouldnot be lying to me this is not right they need to upgrade my card to a visa forlying and i want a number to call to talk to them about this situation ...

Read more

GE Capital Retail Credit card credit determination

May 25, 2015 - Applied for Synchrony Bank Gapcard on - -, 2013 and was approved. Synchrony hardpulled my credit on that same date. It has been more than two years since then, and by law, this inquiry should be removed from my credit report. After looking yesterday, it was still on. I called yesterday and this has still not been done. ...

Read more

GE Capital Retail Credit card credit determination

May 21, 2015 - I received a letter in the mail dated - -, 2015 from - Synchrony Bank asking for me to call an - number to confirm an application for a credit card ... I have never applied for a credit card for - ... The letter is signed Fraud Prevention but it does not appear legitimate and once again I never applied for a credit card. ...

Read more

GE Capital Retail Credit card credit determination

May 17, 2015 - I opened an account with - and applied for there - CARD which is essentially with Syncrony Bank ( GE Capital ). A few months ago I purchased a cell phone from - and had nothing but issues with it, Returned it under - 's no questions asked policy. Due to poor communication the return became a dispute, immediately afterwards within a day I notice my available credit is reduced by syncrony, and found others have similar experiences of having there credit reduced or accounts closed for simply excercising - 's return policy. I had always paid on time, and often paid 30 % or more of t...

Read more

GE Capital Retail Credit card credit determination

May 14, 2015 - talked to lady from - rewards credit card and nothing got done and never got the - like they told me that they were going to give me I am thinking about closing this account because they lied to as a bank an the lady that reviewed my case never even got with me after I had called her bank very bad bank and I do n't recommend it to anyone. ...

Read more

GE Capital Retail Credit card credit determination

March 26, 2015 - I applied for the Paypal Extras Mastercard and was told by Sychrony bank I was approved for 300.00 on the Mastercard. What I got was a paypal account that can only be used with paypal vendors. I did n't not apply for a Paypal smart connect account but this is what I received. I did n't authorize them to run my credit for the smart account. I only authorized my credit to be ran for the mastercard account. Now I have a hard inquiry on my credit and a closed Paypal smart account which now will affect my credit score. ...

Read more