Discover Credit Card Complaint

Closing/Cancelling account

Discover Credit card department,

Closing/Cancelling account Maryland

I want to file a complaint against Discover card. My account with them was paid in full when they closed my account right after I paid the balance to - in -. Discover is now reporting on my credit that, the debt was discharged as part of a bankruptcy. I have taken the steps to dispute information being reported by Discover Card on my credit report with - and the case has been resolved unfavorable to me, despite having shown proof of its inaccuracy. I filed a chapter - Bankruptcy Date Filed : - -, -, and no credit card debt was included in the bankruptcy. Only a charge off auto loan and 2nd mortgage debt. I have attached documents from the bankruptcy trustee showing the items included in the repayment plan. Discover - credit card for - was paid in full by me before I ever filed bankruptcy. Now they are reporting on my credit report that the debt was included in the bankruptcy which has/continues to adversely affect me. It should be reporting as a paid closed account with a - balance as of -, showing I had a high balance of - and paid it down to -. not that unsecured credit card debt was included as a part of a bankruptcy. This is not fair credit reporting. Please require Discover to provide proof of my last payment to them and last statement. Which will show I paid this in full prior to my ever filing bankruptcy and - money was paid to them or included in the bankruptcy plan. I have also attached they last statement i have showing my balance at - before they closed they account, prior to the bankruptcy.

Discover customer in Maryland
Nov 22, 2016

* Source: CFPB Complaint Database

Discover response to complaint:
Closed with explanation

Consumer disputes how Discover handled their complaint

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Contact Discover

https://www.discover.com/
224-405-1747
[email protected]
P.O. Box 30943 
Sale Lake city UT 84130
Discover
Discover

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