Plaza Home Mortgage Mortgage Complaint

VA mortgage Loan modification,collection,foreclosure

Plaza Home Mortgage Mortgage department,

VA mortgage Loan modification,collection,foreclosure Oregon

-/-/- I contacted Plaza Home Mortgage to ask for a payment deferral as I had lost my job. Plaza indicated that payment deferral was a loss mitigation option that they offered. On -/-/16 I submitted a loss mitigation application which kicked off a 1 & 1/2 month vortex of Plaza claiming I did not send them various documents and me trying to get them what they needed. It was so frustrating that I filed a CFPB complaint -/-/- because it appeared that - was either very incompetent or just giving me the runaround. Nothing became of that CFPB complaint. Finally, on - - I was notified that my file was complete and submitted for review. On - -, I was notified that our loan was selected for servicing transfer and that we would need to contact the new servicer for any information. We contacted the new servicer and they stated that : 1 ) Payment deferral is not an option 2 ) They do not have all of our documentation transferred from Plaza. I find it highly suspect that within a week of my file being deemed complete that I get transferred to another servicer who does not offer the loss mitigation solution that we had been assured was an option. I also find it infuriating that they do not have all of our documentation. Finally, I find it very suspect that my loan got transferred after I filed a CFPB complaint against them.

Plaza Home Mortgage customer in Oregon
Aug 15, 2016

* Source: CFPB Complaint Database

Plaza Home Mortgage response to complaint:
Closed with explanation

Consumer disputes how Plaza Home Mortgage handled their complaint

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