American Internet Mortgage, Inc Mortgage Complaint

American Internet Mortgage, Inc Mortgage department,

Conventional fixed mortgage Application, originator, mortgage broker Virginia

On - - -, before the rate increase, I applied for a mortgage with AimLoan.com. I was given a set of required steps and required documents. At no time during the application process was I told that - of the lenders requirements was - transcripts of tax returns. My rate lock expires - -, -. On - -, AimLoan supervisor advised me that " Proof '' that the - taxes had been filed was required. A signed copy of the tax return was not good enough. We had a brief conversation that if I submitted false documentation to obtain a mortgage, that would be a felony. The AIMLoan supervisor did n't care. I contacted - Tax Advocate for my area to see if there was a fee I could pay to expedite making transcripts available. There is not. This is a 6 to 8 week process and there is nothing I can do about it. He mentioned that - - should allow for stamped copy of the tax return, showing it was filed in person. I went to the - office and filed my taxes in person. I received a stamped copy showing they were filed. I advised AIMLoan and provided them a copy of the - Stamped return showing it was filed. AIMLoan decided that this did n't meet their lending requirement. That they must be able to receive a transcript. Even though today is - - and 6 to 8 weeks is way past my loan lock and since Fed raised interest rates in -, after my rate lock, the person who is losing thousands of dollars and maybe the contract to purchase this house is me.