VHDA Mortgage Complaint

VHDA Mortgage department,

Conventional fixed mortgage Loan modification,collection,foreclosure Virginia

We are still $ - under water on our mortgage. I could not re-finance my VHDA loan. I asked numerous times for a solution. So we began the short sale process. We have a contract and PMI wants $ - - in $150.00 a month payments for 100 months ). They finally offered a re-finance deal after I moved out ( $300.00 a month lower for three years ). They are threatening to come after me for $ - if I foreclose. I have $8000.00 in savings and had maybe $ - last time at this year.