Conventional fixed mortgage Loan modification,collection,foreclosure
Select Portfolio Servicing, Inc Mortgage department,
Conventional fixed mortgage Loan modification,collection,foreclosure West Virginia
My loan with - - - was sold to SPServicing in 2013. I requested assistance with a loan modification due to a $30000.00 dollar decrease in income resulting from the need to relocate to assist a - child. I have submitted the documentation as requested repeatedly, submitted additional documentation, and when requested updated documentation due to an almost 2 year long process. To date I have not receive a modification or resolution of any kind. I initiated this process because I was having difficulty paying my monthly mortgage payment. At the outset I was only a few months behind, however over the past year and eight months since I began the process I have fallen further and further behind on mortgage. This company touts their caring nature and states their desire to assist in obtaining a loan modification, and prevent foreclosure, but this is not my experience with SPServicing. I do n't feel that they have acted in good faith or made any effort whatsoever to assist me although I have appealed to them in good faith. I wish to learn what recourse I have in terms of working with an agency that will truly help prevent the loss of my home and assist me in obtaining a modification that is more in line with the value of the home, a better interest rate, and a more affordable monthly payment.
Select Portfolio Servicing, Inc customer in West Virginia
May 28, 2015
* Source: CFPB Complaint Database
Select Portfolio Servicing, Inc response to complaint:
Closed with explanation
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