US Mortgage Corporation Mortgage Complaint

US Mortgage Corporation Mortgage department,

FHA mortgage Settlement process and costs New Jersey

Hi and thanks for your time ... we recently refinanced in order to take advantage of the reduced FHA monthly MI premium and move from 5yr ARM ( originated with same lender about 12 months prior ) to a fixed product. The monthly savings are less than $100.00 but the silver lining was ARM to Fixed. The day before closing I received the following e-mail : -- , Funds to close is $ - escrow return is $4400.00. Sorry about the funds to close but the difference it is made up in the escrow return. - - - - - - - PA -Office : -TollFree : ( - ) - ext.-Fax : ( - ) --www.usmortgage.com - $ - at closing to save less than $100.00 per month is a lot but the promise of the escrow refund made it tolerable. A few weeks later the escrow check was received in the amount of $2200.00 ... big difference. We closed -/-/15 and I have been going back and forth with the lender to figure out what happened for the past month and every contact ends with let me look into it and I 'll get back to you ... then nothing until I reach out again. We think we were misled and I ca n't say for sure but I do n't know if we would have gone forward with the transaction without the inducement of the $4400.00 escrow refund. Do we have a legit complaint? Thanks again for your attention to this matter. Any guidance you can offer will be appreciated. I 'm sick of going back and forth with the lender and then being ignored.