Zenith Financial Network Inc consumers have reported over 32 official complaints. Out of the 32 consumer complaints against Zenith Financial Network Inc, 25% were disputed by the consumer (i.e. the consumer was not happy with how Zenith Financial Network Inc responded to their complaint) and 94% were processed in a timely manner. 0% of consumer complaints against Zenith Financial Network Inc resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 6% resulted in non-monetary compensation.
| Issue | Complaints | Disputed |
|---|---|---|
| Communication tactics | 12 | 25% |
| Taking/threatening an illegal action | 6 | 33% |
| Disclosure verification of debt | 4 | 25% |
| False statements or representation | 3 | 33% |
| Improper contact or sharing of info | 3 | 0% |
| Cont'd attempts collect debt not owed | 3 | 0% |
| Problems when you are unable to pay | 1 | 100% |
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Stop CallsZenith Financial Network Inc Debt collection disclosure verification of debt right to dispute notice not received November 13, 2015 - I have been receiving numerous phone calls on my cell phone that shows up on my CID with the name - CA and a phone number of -, which - is my local area code. When I called back the recording said ZFN & Associates. On -/-/- I was contacted by ZFN & Associates at my place of employment. A lady named - - stated that I owed a loan for $4400.00 and it was deposited into my bank ( she knew my bank name ) on -/-/-. She wanted my birth date. I told her I do not give out any personal information over the phone and if the debt is true she would have my birth date and I do not... |
Zenith Financial Network Inc Debt collection taking/threatening an illegal action threatened to sue on too old debt November 9, 2015 - This activity is still controlled by - - - that made the illegal usury unlicensed high interest rate to me, I have paid them $2700.00 on a one year account of $2500.00 of 1000 %, - - gave this account to their affiliate - - - - - - - Who in return gave the illegal activity to another affiliate - - - # - these companies do not have the legal right to collect usury interest rate accounts and these companies do not have a license to collect - interest rates that are designed to prey and take advantage of old people, they are not licensed by t... |
Zenith Financial Network Inc Debt collection improper contact or sharing of info talked to a third party about my debt November 6, 2015 - - and - representatives have been repeatedly calling me and everyone I had listed as references on their application, friends and family, calling them repeatedly, even after they said to stop calling, but continue to call - times daily since - -, 2015. They have also inappropriately shared sensitive information to these - parties. ... |
Zenith Financial Network Inc Consumer loan problems when you are unable to pay October 28, 2015 - I applied for an installment loan through - - ( - ) close to a year ago and faultered on making regular payments due to medical and family emergencies. - gratiously worked with me but the emergencies persisted and they sent my account for collections to ZFN & Associates, - - - - -, - -, FL, -, ( - ) -. While the representative assigned to my account was very accommodating and understanding her knowledge of recommended avenues to pay were lacking GREATLY! I was sent on a goose chase to find a magical debit card sold at - where I could load more than ... |
Zenith Financial Network Inc Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay October 22, 2015 - I have paid these people over $3000.00 on a - acount they say I still owe them $1500.00 ..I told them that I live on social security and can not pay the illegal usury interest rate of 1000 % .I am - old. this guy would not give me his name but he at - -. on -/-/2015 ... |
Zenith Financial Network Inc Debt collection communication tactics frequent or repeated calls August 12, 2015 - I have asked - - - 3 times not to call my work # but they continue to call me daily. I have not answered the last couple times. I risk facing disciplinary action from my employer for personal phone calls or avoiding incoming calls. ... |
Zenith Financial Network Inc Debt collection communication tactics threatened to take legal action June 24, 2015 - In - 2014 I received a call from ZFN about a very old $910.00 debt from - 's Jewelers. The agent on the line said they were going to sue me for what I owed. I had just given birth to my son that same month and explained to him that I was on maternity leave and it would be hard for me to start a payment arrangement at that time but I would do so in the future. He told me I could settle or pay some outrageous amount. I said I needed to speak to my husband. - minutes later the same agent called me back and said he talked to his client and he could do - $ down and - $ in - paym... |
Zenith Financial Network Inc Debt collection cont'd attempts collect debt not owed debt is not mine May 5, 2015 - I get several calls from this company who have some not all of my personal identification information. They claim I owe this debt and demand payment. When I ask for mailing address and/or validation, the reps offer an email. I state that I would like validation mailed, the - lady said, no we will email that to you, how are you going to pay this in the meantime. I stated that she was violating the law and I was reporting the call, she laughed, and said, we do n't have to comply with the law, good luck with that. ... |
Zenith Financial Network Inc Debt collection taking/threatening an illegal action threatened to sue on too old debt May 1, 2015 - Recieved a call from a lady name - earlier in the week and she stated I owe a debt with - - and gave me the price of the alleged debt owed. She stated legal actions will be taken against me is debt was not paid. She Call today about the debt but this time it was a different amount. I googled the company and read that people were scamed by this company ZFN & Associates. The number she used to called my cell is - ... |
Zenith Financial Network Inc Debt collection communication tactics frequent or repeated calls April 21, 2015 - The initial call was received on my cell phone from a local number -. Needless to say this company is Florida using local number. I then received a call at my desk and spoke with - - asking me to verify my date of birth. I proceeded to ask - for her address so that I could send them something in writing asking not to be contacted at work. She said he could take of that however I still plan to mail a letter today requesting that all contact cease. Shortly after I hung up with - my co-worker brought me a message from a guy that refused to give him his name, however he said the guy... |
Zenith Financial Network Inc Debt collection false statements or representation impersonated an attorney or official April 8, 2015 - called me yesterday from a local number when the company is an out of state company told me I ether had to pay in full to day or start my monthly payments this month told them I could not start till a week from Friday and was told id have to pay in full today or pay in payments - times a month with no other option it is to be believed the company is a scam company website looks fake called me from a local number when there out of state in Florida ... |