USA Discounters, Ltd. consumers have reported over 21 official complaints. Out of the 21 consumer complaints against USA Discounters, Ltd., 43% were disputed by the consumer (i.e. the consumer was not happy with how USA Discounters, Ltd. responded to their complaint) and 100% were processed in a timely manner. 10% of consumer complaints against USA Discounters, Ltd. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 10% resulted in non-monetary compensation.
| Issue | Complaints | Disputed |
|---|---|---|
| Managing the loan or lease | 6 | 33% |
| Problems when you are unable to pay | 5 | 40% |
| Taking/threatening an illegal action | 5 | 60% |
| Communication tactics | 2 | 50% |
| Cont'd attempts collect debt not owed | 2 | 50% |
| Disclosure verification of debt | 1 | 0% |
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Stop CallsUSA Discounters, Ltd. Debt collection disclosure verification of debt not given enough info to verify debt January 12, 2017 - I spoke to your company before and informed you that I am in dispute with the medical service provider and that you needed to validate this debt but it appears you have refused so I am sending this letter to you. Be advised, this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested. This is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that y... |
USA Discounters, Ltd. Consumer Loan managing the loan or lease July 11, 2016 - Recently acquired information pertaining to USA Discounters utilizing unlawful practice with loans. I had a - loan with this company in which I have paid off over a 4 year time span. It is to my understanding that USA Discounters are to provide full restitution for the time period of my loan. I also was - for a year of my loan and also was not granted the decrease of percentage. I have attached the article for reference. -... |
USA Discounters, Ltd. Consumer Loan problems when you are unable to pay June 8, 2016 - Notified lender unable to pay due to medical -. Refrigerator stopped working. money from Retirement plan. Informed them that would make payment as soon as receive money. Provided information from Attorney. ... |
USA Discounters, Ltd. Consumer Loan managing the loan or lease April 21, 2016 - USA discounters has not been refunding the total amount back to customers when they add new products to a contract. When they rewrite the contract They do n't apply the full refund back to the customers. A little bit it left in the principle to keep accumulating interest and the principle. This happened over my - rewrites as I added new items. I did n't catch it until I was in a court battle with USA discounters and reviewing all my contracts. I noticed the difference when I compared there previous warranty and debt cancelation charges to the refunded amount. I read thought there bankruptc... |
USA Discounters, Ltd. Consumer Loan managing the loan or lease March 6, 2016 - I had opened a jewlery accout with - in - - - for the purchase price of -, my wife was making the payments and the balance in - - reflected - i called - in - virginia and they sent me a account history that had a begining balance of - and my contract is clear. -, we have over paid on the account and they wo n't talk to us or make restitution to the over payment and are still charging us interest. with a balance of over - this is inaccurate and there are no stores left to speak to any live person and the office in - wo n't talk or return calls/ emails. ... |
USA Discounters, Ltd. Debt collection communication tactics threatened to take legal action December 30, 2015 - I had leased items from USA discounters My apartment got broke into twice and I just got back from - and was - I 'm now - I submitted police reports and inventory and they would threaten me call my chain of command and kept making me make payments on items that where supposed to be covered in the event of theft now its on my credit cause me problems iv got copies of the emails from them ... |
USA Discounters, Ltd. Consumer Loan managing the loan or lease December 22, 2015 - i PURCHASED A - MATTRESS SET AND THE - - THAT COVERS THE TOP MATTRESS RUNS TO THE CENTER OF THE MATTRESS. a - AND - YEAR OLD HAD SLEPT THIS BED 2 WEEKS AFTER IT WAS PURCHASED FROM USA LIVING. THEY WENT BANKRUPT AND SAID I HAVE TO PAY FOR IT. i NOTIFIED THEM RIGHT AWAY AND THEY CLOSED THE STORE AND DONE NOTHING. i WANT CREDIT FOR THE SET AND I TOLD THEM COME AND GET THEIR ITEMS RIGHT THEN. STORE CLOSED IN LESS THAN 3 WEEKS AFTER THE PURCHASE AND IT TOOK ME UNTIL - FOR SOME ONE TO CONTACT ME ABOUT THIS. ... |
USA Discounters, Ltd. Consumer Loan problems when you are unable to pay December 14, 2015 - My husband and I went to a company called USA discounters back in 2009 when we were - with our - child and just getting settled right off base. We were both in the Military. Everything was fine, until my husband was suddenly - three days after I - and I moved home to be closer to my family. Money was extremely tight, things were getting worse, and we started missing payments. The payments were around - a month. USA discounters started calling us threatening legal action, and finally started sending letters talking about taking us to court ... in -. I lived in - at that poi... |
USA Discounters, Ltd. Debt collection taking/threatening an illegal action sued where didn't live/sign for debt November 26, 2015 - In -/-/-, USA Discounters/USA Living filed a lawsuit in the state of Virginia for an account I opened on -/-/- while serving as an - Service-member. They charged me 18 % to 19.05 % interest rate and $5.00 - Specialist service fee. In -/-/-, I was medically discharged from the service and could not make my payments on time or at all due to lack of or fixed - income. In -/-/-, I could not keep up with payments, and finally had to stop payments to USA Discounters in order to live. I offered USA Discounters to retrieve its merchandise several times prior to the lawsu... |
USA Discounters, Ltd. Consumer loan problems when you are unable to pay September 24, 2015 - I recently submitted a complaint on USA Discounters under case # -. They were to refund me the amount that they garnished my wages. It has been two months and they have not refunded me the money that they garnished from my wages. The amount has totaled $1200.00. I am still waiting on them to refund me the money that they said they were along with what was garnished with it which is the total stated above. ... |
USA Discounters, Ltd. Debt collection taking/threatening an illegal action seized/attempted to seize property September 3, 2015 - USA Discounters garnished my account and stated that if I did not pay $2900.00, they would keep my account locked. The amount previously stated was more than half of my account. I agreed to pay so that my account could be released and I could use the remainder of my money to buy food and other required things for my children and household. When they garnished my wages, I was unable to pay my rent and bills. My landlord contacted my - my work. Now, I am facing disciplinary actions at my job and possible eviction, as I have been late on my rent before due to financial issues. I was attempti... |
USA Discounters, Ltd. Debt collection taking/threatening an illegal action sued where didn't live/sign for debt August 18, 2015 - I financed some items from USA DISCOUNTERS in -/-/- while I was stationed at - - in - State. I started soon after getting calls at work asking to speak to my supervisor. A women called my office - times a day telling my supervisor my account was late and how much I owed to them. I returned their call and asked them not to call my job. They continued to call and tell anyone who answered, my detailed info about my account. I talked to someone in the debt section and I was told that my account was n't over due yet but it would be in 30 days. I asked so why all the calls? I was to... |
USA Discounters, Ltd. Debt collection taking/threatening an illegal action sued where didn't live/sign for debt May 7, 2015 - I received a loan from US Discounters ( now referred to as USA Living ) in -/-/-, I also purchased a debt protection plan, I was discharged from - - and became - to work in -/-/-, the company did n't has n't properly granted me relief of the debt under the debt protection clause I purchased with loan. The company is reporting a collection suit on my credit report for a debt. ... |
USA Discounters, Ltd. Consumer loan problems when you are unable to pay April 13, 2015 - In -/-/- I purchased a TV on contract from USA Discounters, I was laid off a few weeks later. I was unable to meet the agreement and defaulted. USA Discounters began to harass me thru phone, email, and third party contact. I mailed a cease and desist letter in -/-/- as well emailed and verbally informed then of the - - -. Then then Sued me in - a state that I have never lived in nor been to. For the last 5 years now they continue to harass me, friends and family in a attempt to have me pay for the loan. Today -/-/- - - with USA Discounters / USA Living. called ... |